Stated Income Commercial Real Estate

Build a Successful Business With a Stated Income Commercial Real Estate Loan

For businesses that have trouble securing traditional business loans, stated income commercial real estate loans may be a good alternative. This type of financing is flexible and can be used in nearly any way to benefit your company. Consolidate debt, refinance or purchase inventory or equipment with a stated income loan from Coastal Commercial Lending.

What Is a Stated Income Loan?

Businesses typically need to have good credit histories to qualify for traditional forms of financing. Traditional loans also require a significant amount of paperwork so the approval process may be slow. In contrast, a stated income commercial real estate loan focuses on the value of a piece of property. If your business owns property that has a value exceeding the cost of its mortgage, insurance and taxes, it qualifies for this type of loan. Stated income loans are often approved more quickly than traditional ones because they require less paperwork.

What Are the Terms for a Stated Income Loan?

The primary benefit of stated income loans is their flexibility. When you secure this avenue of financing from Coastal Commercial Lending, you stand to receive loan amounts of up to $500,000 and can use the money in any way you deem fit to enrich your business. If you have a qualifying credit score of at least 600, you will also receive the following benefits.

  • Self-employment and W-2 documentation
  • 75% LTV for mixed-use properties
  • 70% LTV for investment properties
  • 65% LTV for commercial properties
  • 25-year terms
  • Fixed rates


Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut

Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in.

The Only Business Capital & Commercial Real Estate Finance Company You’ll Ever Need

Are you a small business looking for working capital?

Do you need financing to help support a large commercial...

A small business loan from Coastal Commercial Lending...

Coastal Commercial Lending rewards business owners with...

Our Experience, Skills & Advisors.

Your Growth

Collaboratively administrate empowered markets via plug-and-play maintain networks.

Download the Coastal Commercial Product Overview

Learn all about the different products offered at Coastal Commercial Lending by downloading our product overview kit. This kit is complete with individual product info sheet and full company overview.

  • This field is for validation purposes and should be left unchanged.

We can help you get your business on the fast track to success. Often, all startups need to succeed is a reliable source of working capital and commercial finance loans. We'd love to provide you with a hassle-free, complimentary consultation that comes with no obligation. Contact us today to begin your financing journey.

Recent Posts

It is always a challenge to come up with methods... (Read more)
Hiring new employees in these unprecedented times has changed significantly. While the extensive... (Read more)
Finding the best construction factoring company can be hectic. This... (Read more)
One of the greatest joys – and challenges – facing... (Read more)